XMRWallet for Custody Disputes: Why Non-Custodial Architecture Makes Monero Unsuitable for Joint Account Scenarios

A software development partnership needs to manage a shared Monero treasury for contractor payments and operational expenses. The partners hold equal stakes, approve expenses by consensus, and want to avoid keeping funds on a centralized exchange. They consider opening a joint account in XMRWallet, expecting to set up access controls similar to a traditional bank …